00:07Hello and welcome to Good Returns.
00:10I am with you today.
00:11In this video, we will talk about a topic that every NRI for a year is very important.
00:19ITR Filing.
00:20The tax season has gone.
00:22Every year, thousands of NRIs are asking me to buy or not.
00:30If I do not pay for tax, what will happen?
00:33Today we will talk about step by step.
00:37If you will pay for tax, what will happen?
00:43How will you pay for tax?
00:45If you will pay for tax, you will pay for tax.
00:47If you will pay for rent, FD, Bias or Share Mutual Fund,
00:52then this video is for you.
00:55First of all, you will understand that NRI will need to file for ITR.
01:00Many people think that if they are in India, they will not be able to file.
01:05This is wrong.
01:06ITR Filing may be necessary if you will find any points for your application.
01:12This one is the Coral Payment, which will be available in India.
01:19With the current account, full income will also be available in China.
01:21The current account, $1,000,000 or $1,000,000.
01:24The current account will be called $1,000,000,000.
01:26In the current account, Quil,加 Add, balance, would be more than $1,000,000.
01:34Even the current account, if you will pay for $1,000,000,000,
01:41total TDS plus TCS Rs. 25,000. If this points are applicable to the ITR,
01:48will quickly build your savings account. If you're adding up the savings account,
01:53if you're full of Rs.50,000,000 or less, you can release your savings account
01:58and you can buy an AIDR, so you get a lot of money. If you buy a up the cash
02:04flow,
02:06If you have a taxable income, then you need to do the ITR file.
02:12Now, let's go to the next big problem.
02:13For NRI, which income should you report?
02:17NRI should be able to report India-sourced income.
02:20You don't have to report anything in the village.
02:23If you report the income, then you don't have to report the income.
02:27First of all, the salary.
02:29If you have any salary or service income, then you will report the income.
02:35House property, or your property, deemed rental value.
02:41If you have a self-occupied income, then you will report it.
02:45Business or professional income?
02:47If you have a business or freelance income, then you will report it.
02:53If you have a capital gains, then you will report it.
02:55If you have a property, share, mutual fund, short term and long term, then you will report it.
02:59You will report it.
03:01Also, the other sources, like NROFD, dividend, family, pension, you can report everything.
03:06And the quick tip, NREFD interest generally tax exempted in India.
03:12NROFD interest is taxable.
03:14And the part is important to report it.
03:16Now, in tax lab and regime.
03:18For NRIs, there's no tax rebate section 87A.
03:22The majority of resident indian as well.
03:26If you have an interest in residence, you don't have any tax rebates.
03:27There will be no tax rebates for you.
03:31Underacco term, the basic, suit and slab district tax exempt?
03:34taxability lagu hoaghi,
03:36lekin agar aapke paas
03:37ATC, ATD, house rents
03:40jiasse deductions hain,
03:41to purani regime ko chunna aapke liye
03:43faydae mand ho sakta hai,
03:44yani aap old regime opt kalli jiye.
03:46Yani agar deductions ziyada hai,
03:48to old regime ko dekhiye,
03:49nahi to new regime ke calculation per jayye,
03:52wahaan pere aapke liye benefits hain.
03:54Ab aate hai deadline or late filing
03:56me aapke saath kya kya ho sakta hai,
03:58is point per, isko nazarandas
04:00kariye ga mat.
04:01Kyoki NRIs jo bina business income wale hai,
04:03unke liye deadline hai,
04:0531 Julai 2026 tuk,
04:07ziyada din bache nai hai,
04:09aur junke paas business or professional income hai,
04:11unke deadline thodi extended hai,
04:1331st August 2026 ta,
04:16belated return,
04:17yani agar aap dheer sa return file karte hai,
04:19to aapke liye deadline 31 December 2026 tuk hai,
04:22lekin late fees laghe gi,
04:24aur aap biaz,
04:25yani interest,
04:26aur kuchh aur faydae ho sakta hai,
04:28to dhyan rakhye ga,
04:29dheer hoonne pere refund,
04:30or loss carry forward,
04:31jiasse faydae,
04:32aapke effect ho sakta hai,
04:34aap aap agar yeh souch rae hai,
04:35ki aiter aapko file kyeo karna hai,
04:37agar aapko yeh eek burden lag raha hai,
04:39zabardusti ka eek paper work lag raha hai,
04:41to aap yeh semuchye ki,
04:42iske kuchh zaruri faydae hai,
04:44agar aapko yeh faydae mil jatate hai,
04:45to aapki financial planning,
04:47thodi aur bhehter ho chayegi,
04:48sabse pahala faydae hai,
04:50tax refund pahane ke liye,
04:51yeh aiter bhehat zaruri hai,
04:53khas tawar sa,
04:53jab tds zyadha cut gaya ho,
04:55for example,
04:56mutual fund,
04:57yaa phar share bheechtae sama hai,
04:58agar aapka tax zyadha cutta hai,
05:00to tds file karke,
05:01aap yehahaan pere bachit kar sakti hai,
05:03yaa phir,
05:04aapne videshi tax credit claim karna hooga,
05:07to bhi aapke liye,
05:08yeh aiter filing process zaruri hai,
05:10capital loss ko carry forward karne ke liye,
05:13aiter file karna bhehat zaruri hai,
05:15kum se kum 8 saal tar,
05:17agar aapke pahas,
05:19home loan, personal loan, auto loan,
05:21yeh sare loan lene per,
05:23bank pichlye 2-3 saal ke aiter's maangtay hai,
05:25isle iiter filing,
05:27yaa bhi compulsory hai,
05:29visa, pr ya immigration process me,
05:31aksep pichlye 3 saal ke aiter's maangtay hai,
05:34iiter honne se aap compliant dix te hai,
05:37notice milne ka risk bhoat kam ho jata hai,
05:40ab agar aapne iiter nahi bhar,
05:41nukshan kya ho sakti hai,
05:43yaa phir refund kya ho sakti hai,
05:45yeh bhi aapko s'michna zaruri hai,
05:47kyunki dhekhiye,
05:47loss carry forward hooga naihi,
05:49bank loan aur credit me,
05:51visa me bhi aapko dixkate aasakti hai,
05:54income tax department se aapko notice aasakta hai,
05:56penalty yaa phir biaz cut sakti hai,
05:58aur kuch serious cases me,
06:00bank account freeze honne ka bhi khatrha ho ta hai,
06:03ab jab aapne yeh decide kari liya hai,
06:05kye aapko iti aar bharna hai,
06:07aur yeh decision ki baat naihi hai,
06:08yeh priority honni chahiye,
06:10toh aapke paas filing ke liye kuchh zaruri tips,
06:12aur kuchh saabdhaniya hai,
06:13yarni galtiyaan avoid karne ke kuchh tariqe hai,
06:15woh bhi s'maj lije,
06:16sahih iti aar form ko chunhiye ga,
06:18ziyadadar nris ke liye iti aar 2 yaa iti aar 3 applicable hai,
06:23residential status sahih bhariyye ga,
06:25nri ya rnor,
06:27yeh galt bharata penalties ho sakti hai,
06:3026 as or ais statement download karke,
06:33saare tds ya tcs aur income ko match kariye,
06:37agar koji mismatch milye,
06:38toh bank ya broker ya amc se dispute ya fir rectify karnene ki appeal kariye,
06:44sabhi bharati accounts jiasse ki nro, nre, fcnr, current savings ki jahnkarhi rakhye,
06:50exempted income jiasse ki nre, fd interest ko alag se dikhayye,
06:54taxable income ko alag se dikhayye,
06:56vidashi assets aur income,
06:58agar applicable hai toh,
07:00schedule fm ay disclose kariye,
07:01khas kar agar socha hai aapne ki global disclosure karna hai,
07:04toh usko alag se dikhayye ga,
07:06documents tayya rakhye ga,
07:08konso documents,
07:09pan,
07:10aadhar,
07:10bank statement,
07:11form 16,
07:12agar applicable hai,
07:14capital gain statements,
07:15DMAT,
07:16or broker statements,
07:17yeh sare documents aapke paas honne chahiye,
07:20aur kuch nye procedures aay hai,
07:21jiasse ki new regime default hai,
07:23lekin hemesha donoh regime ka comparison kar lije ga,
07:27jisse tax liability aapki kam ho raha hi ho,
07:29kyunki kuch fayadaya aapko old regime me milti hai,
07:31aap eek normal se mistake,
07:33jo aap kar sakti hai,
07:34keval eek bank account dhekkar file kar dhena,
07:37aysa mat kariye ga,
07:38sare accounts ko check kar lije ga,
07:39total income par RITR file kariye ga,
07:42RITR ko file kaisa karna hai,
07:43dhekhiye kuch asan se raastate hai,
07:45khud e-filing.incometax.gov.in,
07:47e-verify kar lije ga,
07:50agar aap comfortable hain,
07:51aur agar nahi hai,
07:52to aapne chartered accountants se,
07:54isko karwa lije ga,
07:55recommended ya hi hai,
07:56ki aap chartered accountants ke paas,
07:58jaiye,
07:58kyunki vaha par returns complex hota hai,
08:00aur ho saakta hai,
08:01aapse kuch galti ho jaye.
08:02To kul mila kar kuch sawal hai,
08:19If you have any questions,
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