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This news broadcast covers developments across India, starting with the investigation into nine maternal deaths in Rajasthan’s Bhilwara and Banswara, which follows a tragedy in Kota involving administered medicines.

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00:00Hello and welcome, this is 5 Live. I'm Solonit Otra Kapoor.
00:03Today on the program, it's kind of a bulletin which will be an eye-opener for you,
00:08especially on the medical front, because just look at the stock of stories we've got for you today.
00:12In Rajasthan, we are reporting after Kota, now there are two other district hospitals
00:17which are also reporting maternal deaths, also from cesarean.
00:22Remember Kota, where we had reported of five deaths,
00:25and we had spoken about how two of the medicines administered to those new mothers
00:31had been either fake or substandard.
00:35That inquiry is still on and while that is still on,
00:39here comes news reports of another eight to nine mothers dying while giving birth.
00:45That's story number one.
00:47But talking about mothers, what about the Lardki scheme?
00:50Hugely popular in several parts of the country, especially in Maharashtra,
00:54and now a CAG audit has found discrepancies.
01:00They just did not overshoot the budget in Maharashtra,
01:03but it also went into random hands.
01:07Details of that entire CAG report coming up on the program.
01:13And then there is a story, if patients were not enough, we've got doctors for you,
01:18because this time, these are doctors in Madhya Pradesh who are treating patients
01:24in not just one, two, but three government hospitals.
01:28How, you ask?
01:30Well, they take leave in one hospital, then work in the other,
01:35then take leave in the second hospital, go and work in the third,
01:37at the same time, drawing salaries from all three as full-toying employees.
01:43What kind of medical system, healthcare system are we really looking at?
01:48This bulletin will take you through all of that.
01:50But first up, as always, let me take you through the headlines on Top of Five.
02:04The report must also include the compensation of SIT.
02:11The court has declined the plea for an independent probe.
02:15As the investigation gathers space,
02:17the Congress has questioned Prime Minister's silence,
02:21the scope of the FIR,
02:23while the RSS has backed the SIT inquiry
02:26and urged Ram Mandir Trust to ensure complete transparency.
02:32Supreme Court has stated the Madras High Court's blanket ban
02:35on the slaughter of cows and calves in Tamil Nadu,
02:38providing interim relief to the state government.
02:40While issuing notice on the Tamil Nadu government's appeal,
02:43the Apex Court observed that the High Court's sweeping prohibition
02:48appeared to sort of require reconsideration.
02:52The state has argued that the order goes beyond
02:54the Tamil Nadu Animal Preservation Act, 1958,
02:57which permits the slaughter of certain unfit cattle
03:01under specified conditions
03:03and effectively rewriting the existing law.
03:08Tamil Nadu Chief Minister Vijay
03:10has visited his constituency today.
03:13This is Pirambur,
03:14his first since storming into power two months ago.
03:18Vijay received an anxious welcome
03:20in the constituency by thronging crowds
03:22who had waited for hours
03:25to get a glimpse of the actor-turned-politician-turned-chief-minister.
03:28Now, in Pirambur,
03:30Vijay inaugurated the local MLA office
03:32and paid floral tributes
03:33to portraits of his ideological leader.
03:36TVK is displayed inside the premises.
03:41CBI, meanwhile, has filed its closure report
03:43in the old Rajendra Nagar Coaching Centre flooding case,
03:47giving a clean chit to two senior MCD officials,
03:50saying it found no evidence to prosecute them
03:53for criminal negligence.
03:55However,
03:56the civic body has identified negligence
03:58by three building department officials
04:00and initiated department action
04:02against them on the CBI's recommendation.
04:04The case stems from July 2024.
04:07You'll remember tragedy
04:08at Rao's IIS study circle
04:10where three UPSC aspirants
04:12drowned after the basement library was flooded.
04:17The proposed rollout of WhatsApp username in India
04:20remains on hold
04:21with Meta ensuring the government
04:24that the feature will not be launched
04:26until consultations are complete.
04:28In its response to the centre,
04:29Meta has outlined reasons
04:31for introducing the username feature
04:33and its intended purpose as well.
04:35Government sources say
04:36response is now being examined
04:38as officials continue to assess
04:39the privacy, security, regulatory implication
04:42before any decision on the rollout is taken.
04:48Conflicting claims have emerged
04:49over the status of the Strait of Hormuz
04:51after fresh military escalation
04:53between Iran and United States.
04:55While Iran announced the closure
04:56of the strategic waterway,
04:58the US has rejected the claim.
05:00CENTCOM says that
05:01the strait remains open
05:03to international commercial shipping,
05:05a position echoed by Donald Trump.
05:09The conflict in West Asia
05:11continues to escalate meanwhile
05:12with Iran claiming
05:14it has launched retaliatory strikes
05:16on US military sites
05:18in Bahrain, Kuwait, Oman, Jordan
05:20following fresh American attacks
05:22on its southern coast.
05:24The escalation comes amidst
05:25a tense standoff
05:26over the Strait of Hormuz
05:28while explosions were reported
05:31in the Iranian port cities
05:33of Bandar Abbas,
05:34there is Sikrig and as well as Kishw Island
05:38raising fresh concerns
05:40over regional security
05:41and global energy supplies.
05:45Escalating tensions in West Asia
05:47are once again rattling
05:48global energy markets
05:49with crude oil climbing
05:50to around $80 a barrel
05:52amid fears of supply disruption.
05:55Concerns over the Strait of Hormuz,
05:57a key global oil shipping route
05:58have added to the market uncertainty
06:00for India which imports
06:02most of its oil,
06:0485% of its crude oil
06:05to be precise.
06:06A sustained highest price
06:08could put pressure
06:09on fuel costs again
06:11and again inflation
06:12and impact on rupee as well.
06:15Domestic markets also repaint
06:16volatile as investors
06:18tracked development in the region.
06:22Waitan, these authorities
06:23have detained
06:24the captain of the tourist boat
06:25that capsized off the Fukuok Island
06:29killing 15 Indian tourists
06:31and investigators probe
06:33possible violations
06:34of waterway safety regulations.
06:36The bodies of the victims
06:37are being repatriated now
06:40to India
06:40while 16 survivors
06:42have been discharged
06:43from hospital
06:43and one remains
06:44in critical condition.
06:46Investigators are now
06:48also examining
06:48whether rough weather,
06:50safety lapses,
06:51overcrowding
06:52or even delayed
06:53emergency response
06:54contributed to the tragedy.
06:58At least 27 people
06:59have been killed
07:00after a massive fire
07:01ripped through a pub
07:02in Bangkok
07:03in the early hours
07:04on Monday.
07:05Thai authorities
07:05had ablaze
07:07the spread
07:08within minutes
07:10also trapping patrons
07:12inside
07:12and the Thai PM
07:13who visited the site
07:14revealed
07:14that one of the pub's
07:16exits over there
07:18had allegedly
07:19been blocked
07:19to prevent customers
07:21from leaving
07:21without paying
07:22worsening the tragedy.
07:2363 people
07:25were injured
07:25remember
07:26with 22 reported
07:27to be in critical condition
07:28and investigations
07:30are now underway
07:31to probe
07:33safety violations
07:34behind the deadly fire.
07:40Just weeks after
07:42Kota
07:42shook Rajasthan
07:44the state is now
07:45staring at another
07:46maternal health crisis.
07:49In June
07:50you'll remember
07:50five mothers
07:51had died
07:52after childbirth
07:53in Kota
07:55five mothers
07:56lost their lives
07:57after delivery
07:59five mothers
08:00died
08:01after childbirth
08:02there
08:02and two medicines
08:03had failed
08:05the quality test
08:06one batch
08:06of oxytocin
08:09and
08:09there was another
08:11which was
08:12found to be
08:13substandard
08:14on oxytocin
08:15the studies
08:16had been clear
08:17they had
08:17the reports
08:18had been clear
08:18they said
08:19that it was
08:19zero active medicine
08:20that meant
08:21it was just water
08:24another labour
08:25inducing drug
08:26failed quality
08:27standards
08:28investigators
08:30went into
08:32further investigation
08:33we are told
08:34that a larger
08:36study on
08:36what all drugs
08:37were used
08:38what time
08:38they were administered
08:39in quantity
08:40that investigation
08:41is still going on
08:42and even before
08:43that chapter
08:44had reached
08:44its conclusion
08:45another disturbing
08:47pattern has emerged
08:48across two government
08:50hospitals
08:51in Bilwara
08:51and Baswara
08:52nine women
08:54have died
08:55within a span
08:56of just one week
08:58in fact
08:59just between
09:00three days
09:01July 7th
09:02to July 10th
09:04five deaths
09:05have been reported
09:06in Mahatma Gandhi
09:07hospital in Bilwara
09:08four more women
09:09including a minor
09:11died at a district
09:12hospital
09:13in Banswara
09:15every one of these
09:16cases involved
09:17treatment
09:18in the OB
09:19OB
09:20gyneic department
09:21and some women
09:23underwent
09:24cesarean surgeries
09:25as well
09:25we are told
09:27others
09:27were admitted
09:28in critical condition
09:29officials say
09:31each case
09:32has a different
09:33medical history
09:34but together
09:35the deaths
09:35have triggered
09:36a serious concern
09:38over maternal
09:39healthcare
09:39and hospital
09:40practices
09:41in Rajasthan
09:42the Rajasthan
09:44government
09:44has now ordered
09:45an expert level
09:46investigation
09:47specialist team
09:48from Jaipur
09:49have been rushed
09:49to both
09:50the hospitals
09:51a five member
09:51committee of
09:52senior doctors
09:53have become
09:53examining
09:54every case
09:55individually
09:57now the investigation
09:58is not limited
09:59to patient histories
10:00alone
10:00operation theater
10:01protocol
10:02has been reviewed
10:03medical records
10:05are being asked
10:06and scrutinized
10:07and medicines
10:08are administered
10:09during the treatment
10:10well that remains
10:11to be in focus
10:14equipment
10:15used inside
10:16the operation theater
10:17all of these
10:18things are now
10:19being questioned
10:20investigators
10:22we are told
10:22are also examining
10:24whether infection
10:25control measures
10:26were followed
10:27whether standard
10:28operating procedures
10:29were adhered to
10:30and whether
10:31there were any
10:32gaps in emergency
10:33response
10:35but the statement
10:36of doctors
10:37and nurses
10:37are still being
10:39recorded
10:39officials
10:40have promised
10:40department action
10:41if negligence
10:42is established
10:43and preliminary
10:45assessment
10:45paints a very
10:47complex picture
10:49unlike in the case
10:50of quota
10:51where most of the
10:52mothers had
10:53reached the hospital
10:54in good health
10:55in some of the
10:57cases this time
10:58around
10:58severe anemia
11:00has also been
11:00cited
11:01one woman
11:02reportedly
11:03suffered complications
11:04linked to extreme
11:05high blood pressure
11:06during surgery
11:07as well
11:07and another patient
11:08was brought to the
11:09hospital
11:10in an already
11:11critical condition
11:12but having said that
11:14isn't what the
11:15emergency response
11:16in hospital
11:16is all about
11:19authorities so far
11:20insist that these
11:21are only preliminary
11:23observations
11:23the final cause
11:25behind each of the
11:26deaths will be
11:26determined
11:27only after
11:28expert reports
11:29laboratory analysis
11:30and complete review
11:31of the treatment
11:32records
11:33but for many
11:33families
11:34those answers
11:36cannot come soon
11:37enough
11:37because childbirth
11:39should never become
11:40a journey from
11:40labor room
11:41to the morgue
11:42the timing of these
11:43deaths has also
11:44intensified
11:45public concern
11:47coming so soon
11:48after the quota
11:49revelations
11:50about substandard
11:51medicines
11:51every fresh maternal
11:53death is raising
11:54new questions
11:55about oversight
11:57about quality control
11:58and accountability
11:59in public health care
12:00system
12:01are hospitals
12:03adequately prepared
12:04to manage
12:05these pregnancies
12:06not all are high risk
12:08after all
12:08remember
12:09were emergency
12:10treatment protocols
12:11really followed
12:12were medicines
12:14equipment
12:14operation theaters
12:15functioning like
12:16they should have
12:17or are these isolated
12:19medical tragedies
12:20being linked
12:21only because of
12:22their proximity
12:23in time
12:25because here's the
12:26thing
12:27Rajasthan is not
12:28short on
12:29committees or
12:30inquiries
12:30what it has
12:31been short on
12:32is consequences
12:35quota gave us
12:36a fake drug
12:37racket that slipped
12:38through the system
12:39meant to catch
12:40exactly this
12:40Bilwara and
12:41Panswara are now
12:43giving us
12:43nine more names
12:45nine more families
12:46in the same question
12:47asked all over again
12:49a probe
12:50that ends in a report
12:52nobody reads
12:53does not save the next
12:55mother on the
12:56operation table
12:57what will actually
12:58change is whether
12:59accountability this time
13:00comes before
13:01another death
13:03is reported
13:04another mom
13:05dies
13:06another new mom
13:07a newborn there
13:09is left
13:10without care
13:12and all of this
13:13has to happen
13:13before
13:14not after
13:17my colleague
13:17sharath kumar joins us
13:19for more details
13:19on this story
13:20sharath
13:21hamain thoda
13:21batai hai hai
13:22detail mein
13:22ki pehli
13:24hamain jab
13:24kota debts ki
13:25baat kari thi
13:26us mein
13:26ek detail
13:27investigation
13:28nikal kar aya
13:28jis peh
13:29humain
13:29samaj
13:29me a raha
13:30tha ki
13:30jitni bhi
13:31mothers to be
13:32thi
13:32wau kafi
13:33healthy
13:33condition
13:34me hospital
13:34pauchi
13:35thi
13:35and
13:35phir
13:35unke
13:35saath
13:36you know
13:37they lost
13:38their lives
13:39is
13:39baar
13:40humain
13:40betaya
13:40ja raha
13:41ki
13:41hospital
13:41pehle
13:42se
13:42keh
13:42diya
13:42hai
13:42in
13:42me
13:42se
13:43kuch
13:43critical
13:43condition
13:44me
13:44aai
13:44thi
13:44is
13:45baat
13:45me
13:45kit
13:46ti
13:46satcha
13:46hi
13:46hai
13:51kud
13:52sonell
13:53joh
13:53haam
13:53sawal
13:54u'tha
13:54raha
13:54joh
13:54aap
13:55sawal
13:55u'tha
13:55raha
13:55raja
13:57satsang
13:57ke
13:58health
13:58minister
13:58gajan
13:59seng
13:59khim
13:59sir
13:59u'tha
14:00raha
14:00raha
14:00hai
14:00kye
14:00samj
14:01me
14:01nahi
14:01raha
14:01raha
14:02hai
14:02ab
14:03jab
14:03health
14:03minister
14:03hi
14:03puch
14:04say
14:04kye
14:04kye
14:05kye
14:05kye
14:06kye
14:06raha
14:06hai
14:07to
14:07is
14:07ka
14:07jabaab
14:07kya
14:08diya
14:08jaya
14:08abhi
14:09health
14:09ministry
14:10me
14:10kha
14:11raha
14:11par
14:11joh
14:12minister
14:13raha
14:13wos
14:13sari
14:13adhikariyo
14:14ko
14:14lekar
14:14jitne
14:15top
14:15gynecologist
14:16hai
14:16unko
14:16lekar
14:16meeting
14:17kye
14:17raha
14:17or
14:18thodhi
14:18durbar
14:18je
14:18dho
14:19ghande
14:19kye
14:19kye
14:20meeting
14:20ho
14:20gai
14:20jayse
14:21he
14:21meeting
14:21se
14:21nikl
14:21nikl
14:21nikl
14:22nikl
14:22nikl
14:22nikl
14:22nikl
14:22nikl
14:22nikl
14:22nikl
14:22nikl
14:24nikl
14:25. . . . . . .
15:23. . . .
15:25. . . . .
15:28. . . . . . . . .
15:29doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor doctor
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15:46doctor doctor doctor
15:48foreign
16:32Thank you very much.
17:07Thank you very much.
17:42Thank you very much.
25:12And the single biggest reason there was incomplete KYC which alone accounts to 62 lakh removals.
25:20Another 16 lakh were dropped because family income crossed 2.5 lakh eligibility limit.
25:25Over 4.4 lakh were removed because a family member worked for the government.
25:31So overall the expenditures should have been less than what was accounted for.
25:36not more but there is more because some were already benefiting from another welfare scheme
25:42some households had more than two applicants some beneficiaries were above the age limit of 65 others
25:49were flagged during district level checks as well and the exercise even found that about 29 000 male
25:55beneficiaries and close to 8 000 government employees were actually on the list which has
26:03triggered a further scrutiny of the database itself so to be clear the auditor is not questioning why
26:11the state wants to support women financially what it is questioning is whether a scheme this large
26:17was actually planned budgeted run with the financial discipline that was required the
26:25scrutiny that should have been done before spending what you and i pay as taxes
26:33so the question is pretty simple why did spending overshoot the 3541 crore rupees
26:40why were thousands of crores parked away instead of being spent when needed and could better planning
26:48tighter controls have stopped these irregularities who benefited from these irregularities
26:58that is going to be the next leg of this investigation
27:04but let me cut across to my colleague mustafa sheikh who has been tracking all these developments
27:09as well mustafa to be clear these allocations were made when shinde sena was in power so once the auditor
27:21says that there are irregularities what happens next and how exactly is their alliance partner now
27:30the way in the fund of this is bjp in maharashtra responding to these questions that have been raised by
27:38the auditor
27:43well three things interestingly sonal first even if the chief minister has changed the women and child
27:50development minister remains the same as in shinde's government and for nervous government which is
27:55aditi tatkare the skag has raised the issue about the payments which is amounting to 3500 crores
28:02what we know is that 94 lakh beneficiaries have been removed because they were ineligible and maharashtra
28:08government has already spent around 14 000 crore rupees uh on this entire uh people which is not coming
28:16back because now they are not any more the beneficiary and we are talking about this of a state which
28:22just for
28:22this year up in 26 27 has 11 lakh crore rupees debt so this is something which any government would
28:31take
28:31seriously now the keg report has come we know how many beneficiaries were added who didn't deserve the
28:37money and have been given there is a debt which is mounting each and every year on maharashtra so now
28:42what happens it's the state government the central government to decide whether any heads will roll any
28:47action will be taken any prudent steps are needed financially for this scheme is something we'll
28:53have to wait and are waiting for that well whether there will be a constructive action on those who
28:59have spent this money because we are talking about easily thousands of crore rupees and what accountability
29:04will be they given and also this is not repeated in next year is something whether some steps will be
29:10taken to make this correct back to you but mustafa help me understand how exactly has divinder farnavis responded to
29:17this
29:22well interestingly sonal that uh the assembly session of maharashtra was going on and this
29:28keg report maybe the timing has to be questioned the keg report came in on the last day of this
29:34assembly
29:34session it was a three-day assembly session the keg reports were released on the last day of the
29:39assembly session and clearly since then the public accountability has been missing there's been no
29:44public appearance by the chief minister on any function to basically give details on what has
29:50happened and how and now the keg has highlighted action will be taken or not as we were saying that
29:55the women and child development minister of maharashtra remains the same as it was in the last government
29:59who is from her department the accountability of around five thousand three thousand five hundred and
30:05forty one crores is missing and also there has to be responsibility on someone who was who kept adding
30:11the beneficiaries as they come there are many men who have taken beneficiary becoming a woman yeah
30:16but mustafa help me understand this this is not an allegation this is a serious this is a serious
30:21question this is not an allegation of corruption by the government or by the opposition this is not an
30:27allegation raised by a whistleblower this is not a question that media has raised this is government's
30:33own auditor saying you've got it wrong are you saying the chief minister is not planning any probe
30:40on this there will be no inquiry further well we know for a fact that there have been hundreds of
30:50inquiry
30:50which have been ordered there have been sits which have been formed cids the cases have been given
30:55but have there been a concrete action has there been somebody who has held accountable for
31:01and the also one of the question to ask is whether if maharashtra would be a non-bjp-governed state
31:07with
31:07the reaction be the same as it is today so these are questions which are coming to people's mind after
31:12the keg reports are given the fact that 94 lakh beneficiaries have been removed they were given
31:16money which they didn't deserve and whether even if today the state starts taking back thousands of
31:21crores which were given to them what is that what is the timeline that they will get the money back
31:25because there are a lot of schemes forget uh fixing accountabilities there are social justice schemes
31:31farm loan waiver schemes many other things which are pending in a state like maharashtra which also has
31:3511 lakh crore a debt only for 26 27 so these are questions which are related to public money and
31:42accountability of public money and govern the government is guardian of this money and they are
31:46people who are at fault so we are waiting as to what action will be taken against people who are
31:51guilty must if i you're saying no action so far has been taken no inquiry no further investigation
31:56to who went wrong who is to be held responsible has been taken up by the the way in the
32:01front of
32:01his government this is this is indeed something but help me understand this who ordered a cag report
32:07in the first place or is this procedural
32:12yeah it is uh a routine uh basically that uh all the government schemes like with the larki band scheme
32:18there has been an irrigation scheme which is going on in maharashtra the cag report has come out for
32:22that too so it's a uh on the government schemes whether there's a whether the money is being spent
32:28rightly or not is something which uh which is studied there was there was a cag report in 2023 on
32:33the
32:33uh spending which was made by brand mumbai municipal corporation in that too a lot of corruption
32:38allegations were made so as a routine uh this uh basically of the because it was a flagship scheme
32:43of the maharashtra government public funds were being uh being spent uh cag had ordered uh had done
32:48an audit of this entire spending and they have come out with the report all right mustafa keep chasing
32:53the story we'll come back to you and we would love to get a reaction from the maharashtra chief minister
32:58himself that under his nose the same minister has been carrying out the scheme such major discrepancies
33:04there what exactly will the government do this is uh how exactly will they answer the people whose
33:09taxpayers money has gone into these schemes is something we'll be tracking here on five live but for
33:14the moment switching tracks from maharashtra to kerala where an 18-month-old boy in kerala has died
33:21days after being administered and anesthesia to stitch a lip surgery now allegations of medical
33:29negligence have sparked a police case protests and high-level probe as well what happened that what
33:36should have been a regular procedure took such a deadly turn for this toddler here's the report
33:52a fall while playing a small cut on the lip and what should have been a routine procedure turned into
33:59a tragedy 18 month old devan shorya was taken to a private hospital in payanur in keralam after
34:08suffering a minor lip injury doctors decided to stitch the wound under anesthesia but moments after
34:15the anesthesia was administered the toddler's condition deteriorated according to the family
34:21devan shorya never regained consciousness after battling for five days in critical care the child
34:27died on july 10. the grieving family has accused the hospital of negligence prompting police to register
34:35a case against the anesthetist protests also erupted outside the hospital demanding accountability
35:11the hospital however has denied any
35:15wrongdoing
35:15doing, claiming the child suffered an unforeseen cardiac arrest immediately after anesthesia
35:20and that every possible effort was made to save his life.
35:25With emotions running high, the police have now constituted a medical board to examine
35:30whether anesthesia was necessary, whether the dosage was appropriate and if there was
35:35any medical negligence.
35:55A minor injury, a major tragedy.
35:59Now a medical board's findings could determine whether this was a rare medical complication
36:04or a preventable loss.
36:07Bureau Report, India Today.
36:14Unfortunate case, a case of medical negligence that remains to be seen.
36:18But stories of these emerging from Kerala, said to be the heart of medical healthcare.
36:24South, said to be having cutting edge medical services, that is indeed shocking.
36:30But talking about what has been shocking, let me take you to a story from Madhya Pradesh.
36:36Where fresh revelations are putting Madhya Pradesh's public healthcare system under a greater scrutiny.
36:42Where allegations are that of one doctor drawing salaries from three government postings.
36:49To an alleged fake MBBS degree racket that secured public jobs.
36:55With forged documents, investigators are now probing multiple layers of suspected fraud.
37:00Questions are now mounting over how these lapses escaped the system and for how long will this continue to be
37:09the case.
37:14The ghost of Madhya Pradesh healthcare system refused to disappear.
37:19Days after a ghost hospital expose, fresh scandals have surfaced.
37:24A doctor allegedly drawing three salaries and a fake MBBS degree racket.
37:32What began as a bribery case, soon uncovered as even bigger shock.
37:37Contractual doctor Mahesh Sharma found appointed to three posts.
37:42Investigators found he was allegedly on the payroll, not just in Shadol, but also in Kargon and Siopur.
37:50Officials are now probing how the system allowed it to happen.
37:55We are now going to have a purchase of two days.
37:55This is a purchase of two days.
38:01What is the purchase of one day?
38:03We have called BMO, which is written by the company.
38:10The company that has written in the house,
38:12we will send the company to the company to the company.
38:16but that was just one shock police busted an alleged fake MBBS degree
38:25network that investigators say helped secure government jobs police
38:30investigations allegedly uncovered a fake MBBS degree network that
38:35investigators say charged four to five lakh rupees to arrange forged degrees
38:40and government jobs the National Health Mission said nine doctors who allegedly
38:47used forged documents have been removed from service
38:51if I ours have been registered and a statewide verification drive is now
38:56underway
39:24the congress says these are not isolated lapses but science of a health care system in crisis
39:52facing mounting questions the health minister has promised strict action
39:58you see or detail chanbin hooghi or uskernishkar jaisi jayenge to choo ki
40:06humari system nosko pakkada bhi hai to isle koi wikarwai aisi hooghi
40:10ke bhavishma is pakar ke lapses honne ki gunjais vina rahe
40:13or koi asa karne ka dushaaz vina kare
40:17days ago we exposed a ghost hospital in madhya pradesh now there are fake doctors
40:23the bigger question if the system can't verify its own doctors how can patients trust it with
40:31ravish paal singh bureau report india today
40:37excellent reporting there by my colleague ravish who joins us now for more details on this story ravish
40:43kya karei insan pahle aap lade lade te rahe ki aspital me aapko appointment mil jaye
40:49phil aap lade ki doctor aapko dhek lade
40:51or ab kya karei doctor se milne se pehle uski degree bhi dhekna shurru karetein loog
40:55kya karei ye sarkar iske baare mein
41:12kya die Aam
41:22foreign
41:25foreign
41:27foreign
41:27लन्गादे इस तो इसके अलावा एक डॉक्टर ऐसे भी है जो एक ही नाम कई जगों पर नाकेवल सरकारी नौक्टरी
41:34कर रहा है दॉक्तर की बल्कि वो सेलरी भी उठा रहा है पिछले कई सालों से जिसकी सेलरी है सिस्टी
41:39फाउजन रुपीज पर मन्ट वो तीन अलग-अलग
41:41ॐ ॐ ॐ ॐ
42:13ॐ ॐ
42:42
42:43
42:43
42:44
42:44
42:44
42:51
43:01
43:02
43:02
43:03
43:03
43:03
43:04
43:05on 5 live with that let's move on to the other big story that we are tracking of late there
43:12has been
43:12a lot of monsoon showers so i want you to picture this for a little bit you step out of
43:17your office
43:17at six o'clock in the evening 20 minutes later your car is sitting in two feet of water and
43:23not
43:23moving now this is not a scene from some flood prone corner of the country this is what is
43:29happening in gurugram in bengaluru in noida in the heart of mumbai as well and the question that hits
43:36you first is before you even start thinking about how you're going to get home is whether your
43:40insurance is going to pay for all of this or you just watch several lakh of peaches go underwater
43:48with the car because here is what actually runs through your mind in that moment not the water
43:55not even the car it is the math how many phone calls this is going to take how many times
44:00will
44:00you say the same three sentences on different customer care voices will the surveyor come on
44:07a weekend and will burn away your saturday sitting in a garage with a you know waiting will you be
44:14sitting there waiting as a man arrives in a clipboard and somewhere at the back of it all the real
44:19fear
44:19what if after all of this there is still no insurance cover and that is the part nobody
44:26wants you about the car gets fixed eventually your weekends don't come back all the time and money does
44:32not so let's actually look at what decides whether this is a two-week story or a two-month one
44:39whether
44:40your policy pays out cleanly or whether you spend your monsoon fighting for it the first thing to know if
44:47your car is flooded the first thing to understand is not that all car insurances are the same if you
44:54only have a third party insurance the kind that is legally mandatory in india it protects the other
44:59person's car or the other person if you hit them it does nothing for your own vehicle so your car
45:07is
45:07submerged and all you hold is a third party cover then every one of those phone calls end in the
45:12same
45:13way you are paying for the repair yourself comprehensive insurance is the one that really matters here
45:19it covers your own car for accident for fire for theft for what insurance calls natural calamities
45:25that includes floods storms cyclones and landslides so if water logging swallows your car on a delhi road
45:35or a mumbai underpass a comprehensive policy is designed to pay for that damage
45:39but this is the difference that you need to know the difference between a claim and a total loss to
45:46your own bank account is just understanding the difference insurances out there now here is where
45:52people get caught up and where those phone calls really multiply fast even with comprehensive cover
45:58the engine is a separate story if water gets into the engine and you switch on the ignition or try
46:05to
46:05restart the car while it is still flooded it is called a hydrostatic look or a lock there
46:13more standard comprehensive policies do not pay for that kind of engine damage because insurance
46:19our insurers treated as a consequential loss something had happened because of a decision you made
46:25after the flood not because of the flood itself the only way to protect yourself here is an add-on
46:32called
46:33engine protection cover if you have that sitting on top of your comprehensive policy water damage to
46:39the engine to the gearbox and other internal parts gets covered too so the single most important thing
46:45to remember here is if your car is caught in the flood do not try to start the engine do
46:50not even
46:50attempt it once call your insurance roadside assistance number and get the car towed instead the one
46:56decision in the first five minutes is very often the difference between covered claim and weeks of
47:02arguing with claims desk now on the tree falling on your car scenario there have been so many of those
47:08now strong winds during storms and cyclones often uproot the trees and poles and when they fall onto
47:14the parked or a moving vehicle the damage is treated the same way as the storm related losses under own
47:20damage or comprehensive cover if this happens to you the advice is to resist the urge to move the fallen
47:26tree
47:26or clean it yourself and call your insurer first if it happens to you the process matters as much as
47:33the policy this is where those you know all of you make the mistake you have to photograph the damage
47:38from multiple angles before you touch anything take a video if you can note the time location if
47:44possible get a passerby or a neighbor as a witness call your insurer within 48 hours of the incident
47:49most policies specify this as the window of claim intimation do not get the car repaired before the
47:56insurance surveyor actually arrives and a few other things that really are worth knowing here is that
48:02before the season gets worse depreciation on parts can quietly shrink your payout unless you have zero
48:09depreciation cover as well sometimes called bumper to bumper as and if your car has been declared a
48:15total loss meaning the repair cost is higher than 75 percent of the insurance declared value the
48:20threshold that comes directly from ird ai's own motor insurance regularities now you get paid the idv
48:28minus the value of the wreck as well rather than the cost of repair the larger point here that i'm
48:33trying
48:33to make is that comprehensive insurance is not optional anymore not in a country where once one has
48:38become unpredictable and even comprehensive insurance is not complete without the right add-ons
48:43engine protection zero depreciation roadside assistance these used to be things people
48:48skipped to save a few thousand rupees a year this season there are the difference between manageable
48:55repair bill and a summer spent on hold
49:04does it happen with you that you are in a room but you have forgotten what you are going to
49:09do
49:17all these are signs of menopause or perimenopause
49:23In many years, it was said that women have to just ride the wave.
49:30But there was a therapy, hormone replacement therapy, which has been said a lot.
49:34There could be cancer, there could be many other side effects.
49:38But something changed in the February of 2026.
49:43What was my list? It was on our 35 pace track, bleeding.
49:47Then I said, I will take a hormone.
49:49No, the doctor didn't take a hormone.
49:51We didn't talk about this.
49:52We didn't talk about calcium.
49:56How few people know about this.
49:58I can remember, at the top of my head, so many women in my family who have got it done.
50:02But if you ask about hormone replacement therapy, you won't know about hormone replacement therapy.
50:05They won't even ask.
50:06Doctors didn't know before.
50:09But this is not uncommon for us.
50:11You are the other doctors who are doing a lot of path breaking.
50:14This again goes to prove that all UP people have introduced something in life.
50:21HRT is a lot of talk about it.
50:23But how expensive is it?
50:25To those who are on GLP-1.
50:27What is HRT for them?
50:29If you are watching this podcast, I will tell you.
50:32It is for you.
50:33Because did you know that there is something called a menopause?
50:37The testosterone level actually starts reclining at 13.
50:41Is it true that a lot of men in South Delhi are injecting themselves with testosterone boosters?
50:46To feel young again?
50:48I can't say a lot of.
50:50But certainly some are doing that.
50:53Can there be side effects with over-abuse?
50:55I have people undergoing divorces.
50:57Well known people who have underwent a divorce for this reason.
51:00How a man in their 40 or a woman in their 40 is watching this.
51:04How do they know that it is regular fatigue?
51:07That it has just been a tough day or there is something clinically wrong?
51:16They don't talk about issues during pregnancy.
51:22They don't talk about breastfeeding.
51:23Nobody tells you how hard it is.
51:25And they obviously do not talk about menopause as well.
51:28What we are talking about today, men need to be sensitized to that.
51:33The involvement of men and understanding of men about their partner's issues around menopause is very important.
51:40Because it will improve the couple's quality of life, not just the ladies.
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